Pulse: Technology


Truth and Payments

The FinTech revolution is not lost. Its outlines may be obscured by the fog of events, but, as this week's links show, it's still moving forward.

Editor's Note: The next issue of FinTech Rising will be published on June 29, ahead of the July 4 holidays in the United States.

Rebuilding "truth"

FinTech Favorites

This week's report focuses on some of my long-time favorite sources of banking and FinTech news and insight. I follow the industry through reports from media organizations and industry experts I respect and trust. I started thinking about my sources and methods after reading Ron Shevlin's post "FinTech influencer lists have jumped the shark."

"Mystical Millennials"

"The Mystical Millennials are overly romanticized," said Vic Pascucci, managing partner at VC firm Lightbank. Panelists at Morningstar's New York FinTech Forum, agreed that FinTech services are overly focused on Millennials, with a tendency to focus on FinTech products over consumer experience.

Recent research bears them out.

Digital Feds

"Digital currency is inevitable," I told a federal reserve researcher recently.

"You mean fiat currency? Issued by the Fed?" She was a bit taken aback by my certainty.

"Yes, it's inevitable. I'm not saying when or how or what, but that's where the market is moving."

Digital Fuel

It's data. As The Economist newspaper put it in last week's briefing, "data are to this century what oil was to the last one: a driver of growth and change."

Regulatory Riddles

Financial regulators leave a lot to speculation in their public speeches. They leave clues and indicators but, knowing market participants are eager for early policy indications, they are careful not to say much.

Data Plays

Data and analytics are the tactical drivers of FinTech, the heart and muscle moving the digital transformation of financial services. The strategic brains of the business lie in the prenatal business logic that will create new financial pathways.

“Peak Globalization” and the Future of Democracy

The world may be headed toward “peak globalization”. This shift could empower individuals and communities to strengthen democracy, while easing some of the most troublesome aspects of globalization.

FinTech Markets

FinTech Chicago

Chicago FinTech executives and developers celebrate, examine, and help create the future of money and finance through a series of events April 24 – 30. As the week approaches, Chicago takes the fifth spot in a new list of global financial technology hubs, based on FinTech innovation research by Deloitte.

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